US stocks, read from the filings
Source-grounded analysis of US stocks and markets — every load-bearing claim tied to primary filings and official data, never ratings or hype.
NVDA's $102.7 Billion Cash Engine Now Has to Carry the AI Premium
NVIDIA's FY2026 filings show $102.7 billion of operating cash flow, $62.6 billion of liquidity, and $40.4 billion of buybacks. The 2026 issue is whether that cash engine can defend an AI premium that already assumes durable leadership.
Editorial desk
Latest analysis
Fresh analysis first, most-read stories second, and a cleaner path into the archive.
IBM Stock: A Software Cash-Flow Engine With a Quantum Option Attached
IBM's quantum roadmap gets the headlines, but the 2026 stock case rests on software growth, infrastructure momentum, and free-cash-flow support — valuation and short interest included.
What BrokerCheck and SIPC Reveal Before You Fund an Investing App
Before you fund an investing app: check registration on BrokerCheck, confirm custody, and learn what SIPC actually protects. A source-first 2026 workflow.
How SEC EDGAR Keeps AI Stock Research Honest
Lock the issuer, filing type, period, exhibit, and exact evidence table on SEC EDGAR before AI-assisted stock research becomes publishable analysis. A 2026 workflow.
What Sandisk's 78.4% NAND Margin Says About the SNDK Stock Cycle
Sandisk's FY2026 Q3 margin reset met a post-print selloff and heavy short interest. The Q4 durability test that decides whether the SNDK cycle holds.
Planning tools
Pressure-test the assumptions
After reading the evidence, use calculators and checklists for goals, real returns, FX costs, Form 1099-B basis, Form 8949 capital-gains adjustments, wash sales, Form 1099-INT interest income, Form 1099-OID bond discount income, Form 1099-DIV dividend income, IRA contributions and Form 5498, dividend treaty-rate checks, withholding, 1040-NR refunds, nonresident estate-tax risk, retirement withdrawals, drawdown recovery, and rebalancing.
Investment Goal Calculator
Work backward from a target value to the monthly investment needed.
Real Return Calculator
Convert nominal returns into after-fee purchasing power.
FX Fee Drag Calculator
Estimate how conversion spreads reduce cross-currency plans.
Investment Tax Drag Calculator
Estimate how annual taxes reduce taxable-account compounding.
Wash Sale Rule Checklist
Check replacement trades before modeling a harvested tax loss.
Form 1099-B Basis Checklist
Reconcile broker proceeds and basis before modeling capital gains.
Form 8949 Adjustment Checklist
Reconcile capital-gains adjustment codes before Schedule D.
Form 1099-INT Interest Checklist
Reconcile interest and withholding before modeling cash yield.
Form 1099-OID OID Checklist
Reconcile bond discount income before modeling taxable yield.
Form 1099-DIV Dividend Checklist
Reconcile ordinary and qualified dividends before modeling yield.
W-8BEN Dividend Withholding
Check documentation before modeling U.S. dividend yield after tax.
Dividend Treaty Rate Checklist
Check the treaty-rate claim before entering a dividend tax assumption.
Form 1042-S Dividend Statement
Reconcile U.S. dividend withholding before using tax forms in a model.
Form 1040-NR Refund Checklist
Reconcile Form 1042-S withholding before modeling a refund claim.
Nonresident Estate Tax Checklist
Check the U.S.-situated asset and Form 706-NA filing trigger.
IRA Contribution and Form 5498
Check IRA limits and Form 5498 before modeling retirement deposits.
Retirement Withdrawal Calculator
Stress-test annual withdrawals against portfolio longevity.
Drawdown Recovery Calculator
Estimate the gain and time needed to recover from losses.
Portfolio Rebalancing Calculator
Translate target weights into buy or sell amounts.